Loan Calculator
Calculate monthly payments, total interest, and view complete amortization schedules for mortgages, car loans, and personal loans.
Loan Details
Loan Summary
Amortization Schedule
| Month | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | $1,516.96 | $216.96 | $1,300.00 | $239,783.04 |
| 2 | $1,516.96 | $218.14 | $1,298.82 | $239,564.90 |
| 3 | $1,516.96 | $219.32 | $1,297.64 | $239,345.58 |
| 4 | $1,516.96 | $220.51 | $1,296.46 | $239,125.07 |
| 5 | $1,516.96 | $221.70 | $1,295.26 | $238,903.37 |
| 6 | $1,516.96 | $222.90 | $1,294.06 | $238,680.46 |
| 7 | $1,516.96 | $224.11 | $1,292.85 | $238,456.35 |
| 8 | $1,516.96 | $225.32 | $1,291.64 | $238,231.03 |
| 9 | $1,516.96 | $226.55 | $1,290.42 | $238,004.48 |
| 10 | $1,516.96 | $227.77 | $1,289.19 | $237,776.71 |
| 11 | $1,516.96 | $229.01 | $1,287.96 | $237,547.71 |
| 12 | $1,516.96 | $230.25 | $1,286.72 | $237,317.46 |
| 13 | $1,516.96 | $231.49 | $1,285.47 | $237,085.97 |
| 14 | $1,516.96 | $232.75 | $1,284.22 | $236,853.22 |
| 15 | $1,516.96 | $234.01 | $1,282.95 | $236,619.21 |
| 16 | $1,516.96 | $235.28 | $1,281.69 | $236,383.93 |
| 17 | $1,516.96 | $236.55 | $1,280.41 | $236,147.38 |
| 18 | $1,516.96 | $237.83 | $1,279.13 | $235,909.55 |
| 19 | $1,516.96 | $239.12 | $1,277.84 | $235,670.43 |
| 20 | $1,516.96 | $240.42 | $1,276.55 | $235,430.02 |
| 21 | $1,516.96 | $241.72 | $1,275.25 | $235,188.30 |
| 22 | $1,516.96 | $243.03 | $1,273.94 | $234,945.27 |
| 23 | $1,516.96 | $244.34 | $1,272.62 | $234,700.93 |
| 24 | $1,516.96 | $245.67 | $1,271.30 | $234,455.26 |
| 25 | $1,516.96 | $247.00 | $1,269.97 | $234,208.27 |
| 26 | $1,516.96 | $248.34 | $1,268.63 | $233,959.93 |
| 27 | $1,516.96 | $249.68 | $1,267.28 | $233,710.25 |
| 28 | $1,516.96 | $251.03 | $1,265.93 | $233,459.22 |
| 29 | $1,516.96 | $252.39 | $1,264.57 | $233,206.83 |
| 30 | $1,516.96 | $253.76 | $1,263.20 | $232,953.07 |
| 31 | $1,516.96 | $255.13 | $1,261.83 | $232,697.93 |
| 32 | $1,516.96 | $256.52 | $1,260.45 | $232,441.42 |
| 33 | $1,516.96 | $257.91 | $1,259.06 | $232,183.51 |
| 34 | $1,516.96 | $259.30 | $1,257.66 | $231,924.21 |
| 35 | $1,516.96 | $260.71 | $1,256.26 | $231,663.50 |
| 36 | $1,516.96 | $262.12 | $1,254.84 | $231,401.38 |
| 37 | $1,516.96 | $263.54 | $1,253.42 | $231,137.84 |
| 38 | $1,516.96 | $264.97 | $1,252.00 | $230,872.87 |
| 39 | $1,516.96 | $266.40 | $1,250.56 | $230,606.47 |
| 40 | $1,516.96 | $267.84 | $1,249.12 | $230,338.63 |
| 41 | $1,516.96 | $269.30 | $1,247.67 | $230,069.33 |
| 42 | $1,516.96 | $270.75 | $1,246.21 | $229,798.58 |
| 43 | $1,516.96 | $272.22 | $1,244.74 | $229,526.36 |
| 44 | $1,516.96 | $273.70 | $1,243.27 | $229,252.66 |
| 45 | $1,516.96 | $275.18 | $1,241.79 | $228,977.48 |
| 46 | $1,516.96 | $276.67 | $1,240.29 | $228,700.82 |
| 47 | $1,516.96 | $278.17 | $1,238.80 | $228,422.65 |
| 48 | $1,516.96 | $279.67 | $1,237.29 | $228,142.97 |
| 49 | $1,516.96 | $281.19 | $1,235.77 | $227,861.79 |
| 50 | $1,516.96 | $282.71 | $1,234.25 | $227,579.07 |
| 51 | $1,516.96 | $284.24 | $1,232.72 | $227,294.83 |
| 52 | $1,516.96 | $285.78 | $1,231.18 | $227,009.05 |
| 53 | $1,516.96 | $287.33 | $1,229.63 | $226,721.72 |
| 54 | $1,516.96 | $288.89 | $1,228.08 | $226,432.83 |
| 55 | $1,516.96 | $290.45 | $1,226.51 | $226,142.38 |
| 56 | $1,516.96 | $292.03 | $1,224.94 | $225,850.35 |
| 57 | $1,516.96 | $293.61 | $1,223.36 | $225,556.74 |
| 58 | $1,516.96 | $295.20 | $1,221.77 | $225,261.55 |
| 59 | $1,516.96 | $296.80 | $1,220.17 | $224,964.75 |
| 60 | $1,516.96 | $298.40 | $1,218.56 | $224,666.35 |
| 61 | $1,516.96 | $300.02 | $1,216.94 | $224,366.33 |
| 62 | $1,516.96 | $301.65 | $1,215.32 | $224,064.68 |
| 63 | $1,516.96 | $303.28 | $1,213.68 | $223,761.40 |
| 64 | $1,516.96 | $304.92 | $1,212.04 | $223,456.48 |
| 65 | $1,516.96 | $306.57 | $1,210.39 | $223,149.90 |
| 66 | $1,516.96 | $308.23 | $1,208.73 | $222,841.67 |
| 67 | $1,516.96 | $309.90 | $1,207.06 | $222,531.76 |
| 68 | $1,516.96 | $311.58 | $1,205.38 | $222,220.18 |
| 69 | $1,516.96 | $313.27 | $1,203.69 | $221,906.91 |
| 70 | $1,516.96 | $314.97 | $1,202.00 | $221,591.94 |
| 71 | $1,516.96 | $316.67 | $1,200.29 | $221,275.27 |
| 72 | $1,516.96 | $318.39 | $1,198.57 | $220,956.88 |
| 73 | $1,516.96 | $320.11 | $1,196.85 | $220,636.77 |
| 74 | $1,516.96 | $321.85 | $1,195.12 | $220,314.92 |
| 75 | $1,516.96 | $323.59 | $1,193.37 | $219,991.33 |
| 76 | $1,516.96 | $325.34 | $1,191.62 | $219,665.99 |
| 77 | $1,516.96 | $327.11 | $1,189.86 | $219,338.88 |
| 78 | $1,516.96 | $328.88 | $1,188.09 | $219,010.00 |
| 79 | $1,516.96 | $330.66 | $1,186.30 | $218,679.34 |
| 80 | $1,516.96 | $332.45 | $1,184.51 | $218,346.89 |
| 81 | $1,516.96 | $334.25 | $1,182.71 | $218,012.64 |
| 82 | $1,516.96 | $336.06 | $1,180.90 | $217,676.58 |
| 83 | $1,516.96 | $337.88 | $1,179.08 | $217,338.70 |
| 84 | $1,516.96 | $339.71 | $1,177.25 | $216,998.99 |
| 85 | $1,516.96 | $341.55 | $1,175.41 | $216,657.44 |
| 86 | $1,516.96 | $343.40 | $1,173.56 | $216,314.03 |
| 87 | $1,516.96 | $345.26 | $1,171.70 | $215,968.77 |
| 88 | $1,516.96 | $347.13 | $1,169.83 | $215,621.64 |
| 89 | $1,516.96 | $349.01 | $1,167.95 | $215,272.63 |
| 90 | $1,516.96 | $350.90 | $1,166.06 | $214,921.72 |
| 91 | $1,516.96 | $352.80 | $1,164.16 | $214,568.92 |
| 92 | $1,516.96 | $354.71 | $1,162.25 | $214,214.20 |
| 93 | $1,516.96 | $356.64 | $1,160.33 | $213,857.57 |
| 94 | $1,516.96 | $358.57 | $1,158.40 | $213,499.00 |
| 95 | $1,516.96 | $360.51 | $1,156.45 | $213,138.49 |
| 96 | $1,516.96 | $362.46 | $1,154.50 | $212,776.03 |
| 97 | $1,516.96 | $364.43 | $1,152.54 | $212,411.60 |
| 98 | $1,516.96 | $366.40 | $1,150.56 | $212,045.20 |
| 99 | $1,516.96 | $368.39 | $1,148.58 | $211,676.81 |
| 100 | $1,516.96 | $370.38 | $1,146.58 | $211,306.43 |
| 101 | $1,516.96 | $372.39 | $1,144.58 | $210,934.05 |
| 102 | $1,516.96 | $374.40 | $1,142.56 | $210,559.64 |
| 103 | $1,516.96 | $376.43 | $1,140.53 | $210,183.21 |
| 104 | $1,516.96 | $378.47 | $1,138.49 | $209,804.74 |
| 105 | $1,516.96 | $380.52 | $1,136.44 | $209,424.22 |
| 106 | $1,516.96 | $382.58 | $1,134.38 | $209,041.64 |
| 107 | $1,516.96 | $384.65 | $1,132.31 | $208,656.98 |
| 108 | $1,516.96 | $386.74 | $1,130.23 | $208,270.24 |
| 109 | $1,516.96 | $388.83 | $1,128.13 | $207,881.41 |
| 110 | $1,516.96 | $390.94 | $1,126.02 | $207,490.47 |
| 111 | $1,516.96 | $393.06 | $1,123.91 | $207,097.42 |
| 112 | $1,516.96 | $395.19 | $1,121.78 | $206,702.23 |
| 113 | $1,516.96 | $397.33 | $1,119.64 | $206,304.90 |
| 114 | $1,516.96 | $399.48 | $1,117.48 | $205,905.43 |
| 115 | $1,516.96 | $401.64 | $1,115.32 | $205,503.78 |
| 116 | $1,516.96 | $403.82 | $1,113.15 | $205,099.97 |
| 117 | $1,516.96 | $406.01 | $1,110.96 | $204,693.96 |
| 118 | $1,516.96 | $408.20 | $1,108.76 | $204,285.76 |
| 119 | $1,516.96 | $410.42 | $1,106.55 | $203,875.34 |
| 120 | $1,516.96 | $412.64 | $1,104.32 | $203,462.70 |
| 121 | $1,516.96 | $414.87 | $1,102.09 | $203,047.83 |
| 122 | $1,516.96 | $417.12 | $1,099.84 | $202,630.71 |
| 123 | $1,516.96 | $419.38 | $1,097.58 | $202,211.33 |
| 124 | $1,516.96 | $421.65 | $1,095.31 | $201,789.68 |
| 125 | $1,516.96 | $423.94 | $1,093.03 | $201,365.74 |
| 126 | $1,516.96 | $426.23 | $1,090.73 | $200,939.51 |
| 127 | $1,516.96 | $428.54 | $1,088.42 | $200,510.97 |
| 128 | $1,516.96 | $430.86 | $1,086.10 | $200,080.11 |
| 129 | $1,516.96 | $433.20 | $1,083.77 | $199,646.91 |
| 130 | $1,516.96 | $435.54 | $1,081.42 | $199,211.37 |
| 131 | $1,516.96 | $437.90 | $1,079.06 | $198,773.47 |
| 132 | $1,516.96 | $440.27 | $1,076.69 | $198,333.19 |
| 133 | $1,516.96 | $442.66 | $1,074.30 | $197,890.53 |
| 134 | $1,516.96 | $445.06 | $1,071.91 | $197,445.48 |
| 135 | $1,516.96 | $447.47 | $1,069.50 | $196,998.01 |
| 136 | $1,516.96 | $449.89 | $1,067.07 | $196,548.12 |
| 137 | $1,516.96 | $452.33 | $1,064.64 | $196,095.79 |
| 138 | $1,516.96 | $454.78 | $1,062.19 | $195,641.01 |
| 139 | $1,516.96 | $457.24 | $1,059.72 | $195,183.77 |
| 140 | $1,516.96 | $459.72 | $1,057.25 | $194,724.06 |
| 141 | $1,516.96 | $462.21 | $1,054.76 | $194,261.85 |
| 142 | $1,516.96 | $464.71 | $1,052.25 | $193,797.14 |
| 143 | $1,516.96 | $467.23 | $1,049.73 | $193,329.91 |
| 144 | $1,516.96 | $469.76 | $1,047.20 | $192,860.15 |
| 145 | $1,516.96 | $472.30 | $1,044.66 | $192,387.84 |
| 146 | $1,516.96 | $474.86 | $1,042.10 | $191,912.98 |
| 147 | $1,516.96 | $477.43 | $1,039.53 | $191,435.55 |
| 148 | $1,516.96 | $480.02 | $1,036.94 | $190,955.53 |
| 149 | $1,516.96 | $482.62 | $1,034.34 | $190,472.90 |
| 150 | $1,516.96 | $485.24 | $1,031.73 | $189,987.67 |
| 151 | $1,516.96 | $487.86 | $1,029.10 | $189,499.81 |
| 152 | $1,516.96 | $490.51 | $1,026.46 | $189,009.30 |
| 153 | $1,516.96 | $493.16 | $1,023.80 | $188,516.14 |
| 154 | $1,516.96 | $495.83 | $1,021.13 | $188,020.30 |
| 155 | $1,516.96 | $498.52 | $1,018.44 | $187,521.78 |
| 156 | $1,516.96 | $501.22 | $1,015.74 | $187,020.56 |
| 157 | $1,516.96 | $503.94 | $1,013.03 | $186,516.63 |
| 158 | $1,516.96 | $506.66 | $1,010.30 | $186,009.96 |
| 159 | $1,516.96 | $509.41 | $1,007.55 | $185,500.55 |
| 160 | $1,516.96 | $512.17 | $1,004.79 | $184,988.38 |
| 161 | $1,516.96 | $514.94 | $1,002.02 | $184,473.44 |
| 162 | $1,516.96 | $517.73 | $999.23 | $183,955.71 |
| 163 | $1,516.96 | $520.54 | $996.43 | $183,435.17 |
| 164 | $1,516.96 | $523.36 | $993.61 | $182,911.82 |
| 165 | $1,516.96 | $526.19 | $990.77 | $182,385.63 |
| 166 | $1,516.96 | $529.04 | $987.92 | $181,856.59 |
| 167 | $1,516.96 | $531.91 | $985.06 | $181,324.68 |
| 168 | $1,516.96 | $534.79 | $982.18 | $180,789.89 |
| 169 | $1,516.96 | $537.68 | $979.28 | $180,252.21 |
| 170 | $1,516.96 | $540.60 | $976.37 | $179,711.61 |
| 171 | $1,516.96 | $543.53 | $973.44 | $179,168.08 |
| 172 | $1,516.96 | $546.47 | $970.49 | $178,621.61 |
| 173 | $1,516.96 | $549.43 | $967.53 | $178,072.18 |
| 174 | $1,516.96 | $552.41 | $964.56 | $177,519.78 |
| 175 | $1,516.96 | $555.40 | $961.57 | $176,964.38 |
| 176 | $1,516.96 | $558.41 | $958.56 | $176,405.98 |
| 177 | $1,516.96 | $561.43 | $955.53 | $175,844.54 |
| 178 | $1,516.96 | $564.47 | $952.49 | $175,280.07 |
| 179 | $1,516.96 | $567.53 | $949.43 | $174,712.54 |
| 180 | $1,516.96 | $570.60 | $946.36 | $174,141.94 |
| 181 | $1,516.96 | $573.69 | $943.27 | $173,568.24 |
| 182 | $1,516.96 | $576.80 | $940.16 | $172,991.44 |
| 183 | $1,516.96 | $579.93 | $937.04 | $172,411.52 |
| 184 | $1,516.96 | $583.07 | $933.90 | $171,828.45 |
| 185 | $1,516.96 | $586.23 | $930.74 | $171,242.22 |
| 186 | $1,516.96 | $589.40 | $927.56 | $170,652.82 |
| 187 | $1,516.96 | $592.59 | $924.37 | $170,060.23 |
| 188 | $1,516.96 | $595.80 | $921.16 | $169,464.42 |
| 189 | $1,516.96 | $599.03 | $917.93 | $168,865.39 |
| 190 | $1,516.96 | $602.28 | $914.69 | $168,263.12 |
| 191 | $1,516.96 | $605.54 | $911.43 | $167,657.58 |
| 192 | $1,516.96 | $608.82 | $908.15 | $167,048.76 |
| 193 | $1,516.96 | $612.12 | $904.85 | $166,436.65 |
| 194 | $1,516.96 | $615.43 | $901.53 | $165,821.21 |
| 195 | $1,516.96 | $618.77 | $898.20 | $165,202.45 |
| 196 | $1,516.96 | $622.12 | $894.85 | $164,580.33 |
| 197 | $1,516.96 | $625.49 | $891.48 | $163,954.85 |
| 198 | $1,516.96 | $628.87 | $888.09 | $163,325.97 |
| 199 | $1,516.96 | $632.28 | $884.68 | $162,693.69 |
| 200 | $1,516.96 | $635.71 | $881.26 | $162,057.98 |
| 201 | $1,516.96 | $639.15 | $877.81 | $161,418.84 |
| 202 | $1,516.96 | $642.61 | $874.35 | $160,776.22 |
| 203 | $1,516.96 | $646.09 | $870.87 | $160,130.13 |
| 204 | $1,516.96 | $649.59 | $867.37 | $159,480.54 |
| 205 | $1,516.96 | $653.11 | $863.85 | $158,827.43 |
| 206 | $1,516.96 | $656.65 | $860.32 | $158,170.78 |
| 207 | $1,516.96 | $660.20 | $856.76 | $157,510.58 |
| 208 | $1,516.96 | $663.78 | $853.18 | $156,846.80 |
| 209 | $1,516.96 | $667.38 | $849.59 | $156,179.42 |
| 210 | $1,516.96 | $670.99 | $845.97 | $155,508.43 |
| 211 | $1,516.96 | $674.63 | $842.34 | $154,833.80 |
| 212 | $1,516.96 | $678.28 | $838.68 | $154,155.52 |
| 213 | $1,516.96 | $681.95 | $835.01 | $153,473.57 |
| 214 | $1,516.96 | $685.65 | $831.32 | $152,787.92 |
| 215 | $1,516.96 | $689.36 | $827.60 | $152,098.56 |
| 216 | $1,516.96 | $693.10 | $823.87 | $151,405.46 |
| 217 | $1,516.96 | $696.85 | $820.11 | $150,708.61 |
| 218 | $1,516.96 | $700.62 | $816.34 | $150,007.99 |
| 219 | $1,516.96 | $704.42 | $812.54 | $149,303.57 |
| 220 | $1,516.96 | $708.24 | $808.73 | $148,595.33 |
| 221 | $1,516.96 | $712.07 | $804.89 | $147,883.26 |
| 222 | $1,516.96 | $715.93 | $801.03 | $147,167.33 |
| 223 | $1,516.96 | $719.81 | $797.16 | $146,447.52 |
| 224 | $1,516.96 | $723.71 | $793.26 | $145,723.82 |
| 225 | $1,516.96 | $727.63 | $789.34 | $144,996.19 |
| 226 | $1,516.96 | $731.57 | $785.40 | $144,264.62 |
| 227 | $1,516.96 | $735.53 | $781.43 | $143,529.10 |
| 228 | $1,516.96 | $739.51 | $777.45 | $142,789.58 |
| 229 | $1,516.96 | $743.52 | $773.44 | $142,046.06 |
| 230 | $1,516.96 | $747.55 | $769.42 | $141,298.51 |
| 231 | $1,516.96 | $751.60 | $765.37 | $140,546.92 |
| 232 | $1,516.96 | $755.67 | $761.30 | $139,791.25 |
| 233 | $1,516.96 | $759.76 | $757.20 | $139,031.49 |
| 234 | $1,516.96 | $763.88 | $753.09 | $138,267.61 |
| 235 | $1,516.96 | $768.01 | $748.95 | $137,499.60 |
| 236 | $1,516.96 | $772.17 | $744.79 | $136,727.43 |
| 237 | $1,516.96 | $776.36 | $740.61 | $135,951.07 |
| 238 | $1,516.96 | $780.56 | $736.40 | $135,170.51 |
| 239 | $1,516.96 | $784.79 | $732.17 | $134,385.72 |
| 240 | $1,516.96 | $789.04 | $727.92 | $133,596.68 |
| 241 | $1,516.96 | $793.31 | $723.65 | $132,803.36 |
| 242 | $1,516.96 | $797.61 | $719.35 | $132,005.75 |
| 243 | $1,516.96 | $801.93 | $715.03 | $131,203.82 |
| 244 | $1,516.96 | $806.28 | $710.69 | $130,397.54 |
| 245 | $1,516.96 | $810.64 | $706.32 | $129,586.90 |
| 246 | $1,516.96 | $815.03 | $701.93 | $128,771.87 |
| 247 | $1,516.96 | $819.45 | $697.51 | $127,952.42 |
| 248 | $1,516.96 | $823.89 | $693.08 | $127,128.53 |
| 249 | $1,516.96 | $828.35 | $688.61 | $126,300.18 |
| 250 | $1,516.96 | $832.84 | $684.13 | $125,467.34 |
| 251 | $1,516.96 | $837.35 | $679.61 | $124,629.99 |
| 252 | $1,516.96 | $841.88 | $675.08 | $123,788.11 |
| 253 | $1,516.96 | $846.44 | $670.52 | $122,941.67 |
| 254 | $1,516.96 | $851.03 | $665.93 | $122,090.64 |
| 255 | $1,516.96 | $855.64 | $661.32 | $121,235.00 |
| 256 | $1,516.96 | $860.27 | $656.69 | $120,374.72 |
| 257 | $1,516.96 | $864.93 | $652.03 | $119,509.79 |
| 258 | $1,516.96 | $869.62 | $647.34 | $118,640.17 |
| 259 | $1,516.96 | $874.33 | $642.63 | $117,765.84 |
| 260 | $1,516.96 | $879.06 | $637.90 | $116,886.78 |
| 261 | $1,516.96 | $883.83 | $633.14 | $116,002.95 |
| 262 | $1,516.96 | $888.61 | $628.35 | $115,114.34 |
| 263 | $1,516.96 | $893.43 | $623.54 | $114,220.91 |
| 264 | $1,516.96 | $898.27 | $618.70 | $113,322.64 |
| 265 | $1,516.96 | $903.13 | $613.83 | $112,419.51 |
| 266 | $1,516.96 | $908.02 | $608.94 | $111,511.49 |
| 267 | $1,516.96 | $912.94 | $604.02 | $110,598.54 |
| 268 | $1,516.96 | $917.89 | $599.08 | $109,680.66 |
| 269 | $1,516.96 | $922.86 | $594.10 | $108,757.80 |
| 270 | $1,516.96 | $927.86 | $589.10 | $107,829.94 |
| 271 | $1,516.96 | $932.88 | $584.08 | $106,897.05 |
| 272 | $1,516.96 | $937.94 | $579.03 | $105,959.12 |
| 273 | $1,516.96 | $943.02 | $573.95 | $105,016.10 |
| 274 | $1,516.96 | $948.13 | $568.84 | $104,067.97 |
| 275 | $1,516.96 | $953.26 | $563.70 | $103,114.71 |
| 276 | $1,516.96 | $958.43 | $558.54 | $102,156.28 |
| 277 | $1,516.96 | $963.62 | $553.35 | $101,192.67 |
| 278 | $1,516.96 | $968.84 | $548.13 | $100,223.83 |
| 279 | $1,516.96 | $974.08 | $542.88 | $99,249.75 |
| 280 | $1,516.96 | $979.36 | $537.60 | $98,270.39 |
| 281 | $1,516.96 | $984.67 | $532.30 | $97,285.72 |
| 282 | $1,516.96 | $990.00 | $526.96 | $96,295.72 |
| 283 | $1,516.96 | $995.36 | $521.60 | $95,300.36 |
| 284 | $1,516.96 | $1,000.75 | $516.21 | $94,299.61 |
| 285 | $1,516.96 | $1,006.17 | $510.79 | $93,293.43 |
| 286 | $1,516.96 | $1,011.62 | $505.34 | $92,281.81 |
| 287 | $1,516.96 | $1,017.10 | $499.86 | $91,264.71 |
| 288 | $1,516.96 | $1,022.61 | $494.35 | $90,242.09 |
| 289 | $1,516.96 | $1,028.15 | $488.81 | $89,213.94 |
| 290 | $1,516.96 | $1,033.72 | $483.24 | $88,180.22 |
| 291 | $1,516.96 | $1,039.32 | $477.64 | $87,140.90 |
| 292 | $1,516.96 | $1,044.95 | $472.01 | $86,095.95 |
| 293 | $1,516.96 | $1,050.61 | $466.35 | $85,045.34 |
| 294 | $1,516.96 | $1,056.30 | $460.66 | $83,989.04 |
| 295 | $1,516.96 | $1,062.02 | $454.94 | $82,927.02 |
| 296 | $1,516.96 | $1,067.78 | $449.19 | $81,859.24 |
| 297 | $1,516.96 | $1,073.56 | $443.40 | $80,785.68 |
| 298 | $1,516.96 | $1,079.37 | $437.59 | $79,706.31 |
| 299 | $1,516.96 | $1,085.22 | $431.74 | $78,621.09 |
| 300 | $1,516.96 | $1,091.10 | $425.86 | $77,529.99 |
| 301 | $1,516.96 | $1,097.01 | $419.95 | $76,432.98 |
| 302 | $1,516.96 | $1,102.95 | $414.01 | $75,330.03 |
| 303 | $1,516.96 | $1,108.93 | $408.04 | $74,221.10 |
| 304 | $1,516.96 | $1,114.93 | $402.03 | $73,106.17 |
| 305 | $1,516.96 | $1,120.97 | $395.99 | $71,985.20 |
| 306 | $1,516.96 | $1,127.04 | $389.92 | $70,858.16 |
| 307 | $1,516.96 | $1,133.15 | $383.82 | $69,725.01 |
| 308 | $1,516.96 | $1,139.29 | $377.68 | $68,585.72 |
| 309 | $1,516.96 | $1,145.46 | $371.51 | $67,440.26 |
| 310 | $1,516.96 | $1,151.66 | $365.30 | $66,288.60 |
| 311 | $1,516.96 | $1,157.90 | $359.06 | $65,130.70 |
| 312 | $1,516.96 | $1,164.17 | $352.79 | $63,966.53 |
| 313 | $1,516.96 | $1,170.48 | $346.49 | $62,796.05 |
| 314 | $1,516.96 | $1,176.82 | $340.15 | $61,619.23 |
| 315 | $1,516.96 | $1,183.19 | $333.77 | $60,436.04 |
| 316 | $1,516.96 | $1,189.60 | $327.36 | $59,246.44 |
| 317 | $1,516.96 | $1,196.05 | $320.92 | $58,050.40 |
| 318 | $1,516.96 | $1,202.52 | $314.44 | $56,847.87 |
| 319 | $1,516.96 | $1,209.04 | $307.93 | $55,638.83 |
| 320 | $1,516.96 | $1,215.59 | $301.38 | $54,423.25 |
| 321 | $1,516.96 | $1,222.17 | $294.79 | $53,201.08 |
| 322 | $1,516.96 | $1,228.79 | $288.17 | $51,972.29 |
| 323 | $1,516.96 | $1,235.45 | $281.52 | $50,736.84 |
| 324 | $1,516.96 | $1,242.14 | $274.82 | $49,494.70 |
| 325 | $1,516.96 | $1,248.87 | $268.10 | $48,245.83 |
| 326 | $1,516.96 | $1,255.63 | $261.33 | $46,990.20 |
| 327 | $1,516.96 | $1,262.43 | $254.53 | $45,727.77 |
| 328 | $1,516.96 | $1,269.27 | $247.69 | $44,458.50 |
| 329 | $1,516.96 | $1,276.15 | $240.82 | $43,182.35 |
| 330 | $1,516.96 | $1,283.06 | $233.90 | $41,899.29 |
| 331 | $1,516.96 | $1,290.01 | $226.95 | $40,609.29 |
| 332 | $1,516.96 | $1,297.00 | $219.97 | $39,312.29 |
| 333 | $1,516.96 | $1,304.02 | $212.94 | $38,008.27 |
| 334 | $1,516.96 | $1,311.09 | $205.88 | $36,697.18 |
| 335 | $1,516.96 | $1,318.19 | $198.78 | $35,379.00 |
| 336 | $1,516.96 | $1,325.33 | $191.64 | $34,053.67 |
| 337 | $1,516.96 | $1,332.51 | $184.46 | $32,721.16 |
| 338 | $1,516.96 | $1,339.72 | $177.24 | $31,381.44 |
| 339 | $1,516.96 | $1,346.98 | $169.98 | $30,034.46 |
| 340 | $1,516.96 | $1,354.28 | $162.69 | $28,680.18 |
| 341 | $1,516.96 | $1,361.61 | $155.35 | $27,318.57 |
| 342 | $1,516.96 | $1,368.99 | $147.98 | $25,949.58 |
| 343 | $1,516.96 | $1,376.40 | $140.56 | $24,573.18 |
| 344 | $1,516.96 | $1,383.86 | $133.10 | $23,189.32 |
| 345 | $1,516.96 | $1,391.35 | $125.61 | $21,797.97 |
| 346 | $1,516.96 | $1,398.89 | $118.07 | $20,399.07 |
| 347 | $1,516.96 | $1,406.47 | $110.49 | $18,992.61 |
| 348 | $1,516.96 | $1,414.09 | $102.88 | $17,578.52 |
| 349 | $1,516.96 | $1,421.75 | $95.22 | $16,156.77 |
| 350 | $1,516.96 | $1,429.45 | $87.52 | $14,727.33 |
| 351 | $1,516.96 | $1,437.19 | $79.77 | $13,290.14 |
| 352 | $1,516.96 | $1,444.98 | $71.99 | $11,845.16 |
| 353 | $1,516.96 | $1,452.80 | $64.16 | $10,392.36 |
| 354 | $1,516.96 | $1,460.67 | $56.29 | $8,931.69 |
| 355 | $1,516.96 | $1,468.58 | $48.38 | $7,463.10 |
| 356 | $1,516.96 | $1,476.54 | $40.43 | $5,986.57 |
| 357 | $1,516.96 | $1,484.54 | $32.43 | $4,502.03 |
| 358 | $1,516.96 | $1,492.58 | $24.39 | $3,009.45 |
| 359 | $1,516.96 | $1,500.66 | $16.30 | $1,508.79 |
| 360 | $1,516.96 | $1,508.79 | $8.17 | $0.00 |
How It Works
- • Enter your loan amount, interest rate, and term length
- • See instant calculations of monthly payment and total interest
- • View complete amortization schedule showing payment breakdown
- • Download schedule as CSV for record keeping
- • Compare different loan scenarios by adjusting inputs
- • All calculations happen in your browser - completely private
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Everything You Need to Know
Complete guide, features, use cases, and frequently asked questions
What is a Loan Calculator? Complete Guide
A loan calculator is a powerful financial planning tool that helps you understand the true cost of borrowing money. Our 2026 loan calculator goes beyond basic tools with comprehensive features including monthly payment computation, total interest charges, and detailed amortization schedules for mortgages, auto loans, personal loans, and student loans. By entering your loan amount, interest rate, and term length, you can instantly see how much you will pay each month, how interest is distributed over time, and the total cost of your loan. Unlike basic loan calculators, our tool provides complete amortization schedules showing principal vs. interest allocation, helping you understand how extra payments can save thousands in interest charges.
How to Use Our Loan Calculator
- Enter the total loan amount you want to borrow (principal)
- Input the annual interest rate (APR) provided by your lender
- Select the loan term in years (common terms: 15, 20, 30 years for mortgages; 3-7 years for auto loans)
- Choose your payment frequency (monthly, bi-weekly, or weekly)
- Click "Calculate" to see your results instantly
- Review the monthly payment amount, total interest cost, and total amount paid
- Scroll down to view the complete amortization schedule with payment breakdowns
- Use the schedule to see how extra payments affect interest savings and loan payoff time
- Adjust variables to compare different loan scenarios and find the best option
- Download or print the amortization schedule for your records
Key Features & Benefits
Complete Amortization Schedule
View a detailed payment-by-payment breakdown showing principal, interest, and remaining balance for every payment throughout the loan term.
Multiple Payment Frequencies
Calculate payments for monthly, bi-weekly, or weekly schedules. See how accelerated payments can reduce total interest costs.
Total Interest Calculation
Instantly see how much interest you will pay over the life of the loan compared to the principal amount borrowed.
Extra Payment Analysis
Model the impact of extra principal payments to see how much interest you can save and how quickly you can pay off your loan.
Visual Payment Breakdown
Charts and graphs show the proportion of principal vs. interest in each payment, helping you visualize how your loan balance decreases over time.
Privacy-First Calculations
All calculations happen in your browser. Your financial information is never uploaded or stored on any server.
Common Use Cases
Mortgage Planning
Compare 15-year vs. 30-year mortgages to determine the best home loan option. See how interest rates affect monthly payments and total interest paid over the life of the loan.
Auto Loan Comparison
Calculate car loan payments to set a realistic budget. Compare dealer financing vs. bank loans to find the lowest total cost option.
Personal Loan Analysis
Evaluate personal loan offers from different lenders. Understand the true cost of consolidating credit card debt with a personal loan.
Student Loan Repayment
Plan your student loan repayment strategy. Model different payment amounts to see how extra payments can reduce total interest and shorten repayment time.
Refinancing Decisions
Determine if refinancing makes sense by comparing your current loan to potential refinance options. Calculate break-even points and long-term savings.
Business Loan Planning
Assess business loan affordability and cash flow impact. Create accurate financial projections for small business financing decisions.
Why Choose Our Loan Calculator
- ✓Completely free with no registration, hidden fees, or premium tiers required
- ✓Detailed amortization schedules showing every payment over the entire loan term
- ✓Multiple payment frequency options (monthly, bi-weekly, weekly) for accurate planning
- ✓Extra payment modeling to see potential interest savings and accelerated payoff
- ✓Visual charts and graphs for easy understanding of payment breakdowns
- ✓Works for all loan types: mortgages, auto loans, personal loans, student loans, business loans
- ✓Privacy-protected calculations that never upload your financial data to servers
- ✓No download or installation required - works instantly in your browser
- ✓Mobile-friendly design for calculations on any device
- ✓Printable amortization schedules for meetings with lenders or financial advisors
Loan Calculator Comparison - How We Compare to Competitors
| Feature | 10xTools Loan Calculator | Bankrate Calculator | NerdWallet Loan Calc | Zillow Mortgage Calc | Calculator.net Loan | Dave Ramsey Mortgage Calc |
|---|---|---|---|---|---|---|
| Price (Free Forever) | ✅ 100% Free | ✅ Free | ✅ Free | ✅ Free | ✅ Free | ✅ Free |
| Amortization Schedule | ✅ Complete | ✅ Complete | ✅ Complete | ❌ Basic Only | ✅ Complete | ❌ Basic Only |
| Extra Payments | ✅ Supported | ❌ Limited | ❌ Not Available | ❌ Not Available | ✅ Supported | ❌ Not Available |
| Multiple Frequencies | ✅ 3 Options | ✅ Monthly Only | ✅ Monthly Only | ✅ Monthly Only | ✅ Monthly Only | ✅ Monthly Only |
| No Registration | ✅ No Signup | ✅ No Signup | ✅ No Signup | ✅ No Signup | ✅ No Signup | ✅ No Signup |
| Privacy (Client-Side) | ✅ 100% Private | ✅ 100% Private | ✅ 100% Private | ✅ 100% Private | ✅ 100% Private | ✅ 100% Private |
| No Ads | ✅ No Ads | ❌ Has Ads | ❌ Has Ads | ❌ Has Ads | ❌ Has Ads | ❌ Has Ads |
| Mobile Friendly | ✅ Mobile Ready | ✅ Mobile Ready | ✅ Mobile Ready | ✅ Mobile Ready | ✅ Mobile Ready | ✅ Mobile Ready |
| Export/Print | ✅ Printable | ✅ Printable | ✅ Printable | ❌ Not Available | ✅ Printable | ❌ Not Available |
| All Loan Types | ✅ All Types | ✅ All Types | ✅ All Types | ❌ Mortgage Only | ✅ All Types | ❌ Mortgage Only |
✅ = Feature Available | ❌ = Not Available or Limited
Frequently Asked Questions
What is an amortization schedule?
An amortization schedule is a detailed table showing every payment over the life of your loan. Each row represents one payment and shows the date, payment amount, how much goes to principal, how much to interest, and the remaining balance. This helps you understand how your loan balance decreases over time and how the principal-to-interest ratio changes.
How can extra payments save me money?
Extra payments go directly toward the principal balance, reducing the amount of interest you pay over the loan term. Even small extra payments can save thousands in interest and shorten your loan by years. For example, adding $100/month to a $200,000 30-year mortgage at 4% could save over $30,000 in interest and pay off the loan 5 years earlier.
Should I choose a 15-year or 30-year mortgage?
15-year mortgages have higher monthly payments but much lower total interest costs and build equity faster. 30-year mortgages have lower monthly payments providing more cash flow flexibility but cost significantly more in total interest. Consider your budget, financial goals, and how long you plan to stay in the home.
What is APR vs. interest rate?
The interest rate is the cost of borrowing the principal amount. APR (Annual Percentage Rate) includes the interest rate plus additional fees like origination fees, points, and closing costs. APR provides a more accurate picture of the true loan cost. Always compare APRs when shopping for loans, not just interest rates.
How do bi-weekly payments save money?
Bi-weekly payments (every 2 weeks) result in 26 half-payments per year, equivalent to 13 full monthly payments instead of 12. This extra payment each year reduces principal faster, decreases total interest, and can shorten a 30-year mortgage to about 26 years. The savings can be substantial over the loan term.
Can I use this for business loans?
Yes! The calculator works for any type of loan with fixed interest rates including business loans, equipment financing, and commercial mortgages. Simply enter the loan terms provided by your lender. For variable-rate loans, use the initial rate to get an estimate, but remember payments may change when rates adjust.
What factors affect my interest rate?
Interest rates depend on credit score (higher scores get lower rates), loan amount, loan term, down payment size, debt-to-income ratio, loan type, current market rates, and lender policies. Shopping around with multiple lenders and improving your credit score before applying can help you secure better rates.
Is my financial information safe?
Absolutely! All calculations happen entirely in your browser using client-side JavaScript. No financial data is transmitted to servers, stored in databases, or shared with third parties. You can verify this by checking your browser DevTools network tab - no uploads occur.
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